If you have limited or no documentable income, but have liquid assets, this program is your workaround! We can use liquid assets to help you qualify and no employment or income documentation is required! This loan option is not available with all lenders and we’re proud to say we offer it and underwrite and fund it inhouse!
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
