Your Go-To Resource for Business Bank Statement Loans!

Want to learn more about Business Bank Statement Loans?


Are you a business owner having trouble qualifying for traditional financing? The business bank statement loan is your workaround if write off everything on your taxes and have had trouble qualifying for traditional financing. We look at the cash flow of your business over the past 12-24 months instead of looking at your tax returns. Most business owners, including freelancers or gig economy workers, are eligible for this program and this loan option is not available with all lenders and we’re proud to offer it and we underwrite and fund it inhouse!

  • No tax returns required
  • Qualify using 12-24 months personal or business bank statements
  • Minimum 10-20% down depending on the property type
  • Flexible terms - Fixed, ARM, and interest only options available.
  • Available nationwide (except NY)

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years