The 15% down investor loan is the preferred method to scale your business while maximizing your cash on cash return! This option allows us to use the forecasted rent of the property you are buying to help you qualify, and it has a much smaller impact on your debt-to-income ratio in comparison to the vacation home loan.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
