DSCR loans are typically the easiest way for investors to scale their businesses because they require the least amount of paperwork, but they have larger down payment requirements than conventional financing. We have simplified the qualification process and we look solely on the cash flow analysis of the subject property, and you will not need to provide your employment or income documentation to qualify!
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
